Debt collection is an unavoidable reality for many people facing financial challenges. While some collectors operate within the law and treat individuals with respect, others engage in tactics that can quickly turn into harassment. Understanding the difference between harmless calls and harassment is essential for anyone dealing with debt collectors. In this article, we’ll explore common...

Harassment can often be overt and easily identifiable, such as explicit threats or physical intimidation. However, there are many forms of harassment that are more subtle and can go unnoticed or be dismissed as minor annoyances. These less obvious signs are equally important to recognize, document, and report, as they can create a hostile environment and significantly impact an individual's...